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Getting Started

Start A Green File A Green File should contain all of your important financial documents. Regardless of the loan type, lenders will need information about you. Make copies of financial statements; bank accounts, investments, credit cards, auto loans, recent pay stubs and two years’ tax returns.Check Your Credit Rating Credit scores range between 400 and 800. 620 + is considered "good". 680 + is considered...

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Preparing to Buy

Before you start shopping for your property, it is a good idea to make some preparations.Build Your Green File. A green file contains all your important financial documents. You will need it to secure financing for your property. The typical gr...

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Select an agent & price

Why Should You Choose Our Professionals? You may opt to sell your property independently. There are many excellent reasons, however, why you should choose us to assist you in this important undertaking. We will ensure that you maximize your opp...

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Shop for a loan

How to Find a Lender Today, lenders can be found through a variety of sources. In addition to calling on ads in the newspaper, you can also find and apply to lenders over the internet, and through referrals from your REALTOR. We would be happy ...

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Choose a Real Estate Agent

Buying a property requires making many important financial decisions, understanding complex issues and completing a lot of paperwork. It helps to have an expert in your corner when undertaking such a large purchase. We can guide you through thi...

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Prepare to Sell

You can do a lot to increase the appeal of your property and to create a lasting impact on potential buyers.What To Do To Prepare: The following are a couple of factors to keep in mind when listing your property for sale: Curb Appeal.Keeping y...

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Know the numbers

Credit Report Typically, it costs under $50 to check your credit. With your permission the lender will order a review of your outstanding loans and your repayment history from a third party credit agency.Application / Processing Fee This cost, ...

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Time to go shopping

Once those preparations are out of the way, it is time to find the right property for you.Take a Drive. Get to know the neighborhoods, complexes, or subdivisions, which interest you. Drive around and get a feel for what it would be like to own ...

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Accepting an offer

The Price Is Not Always Right. “The higher the price, the better the offer.” Do not let yourself be fooled by this popular misconception. Price is not always the determining factor when accepting an offer for several important reasons: the ...

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Escrow inspections & appraisals

The Process, Step-by-Step The Initial Agreement and Deposit. An effective agreement is a legal arrangement between a potential purchaser and the property’s seller.Some important tips to keep in mind to streamline the process: Keep written rec...

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